Karma is just a law, as Hermes said. That's the traditional view. However, these days, the term 'karma' is also used as a shortcut way to describe the effects of karma. So when someone says, 'my karma' ... what they are actually saying is 'the actions returned to me (not me the ego me, but me the soul) due to the law of karma. Since it is just action, it is returned. Not the action itself, but an action with impact of equal value. Karma can be circular amongst souls. A impacts B, B impacts C, C impacts D, then D impacts A. The one key ingredient is that impact of the same amount returns. However to use a money analogy, it can also be spread out. You can pay back a dollar over more time by paying a penny at a time. Again, it's the impact, not at all like an eye for an eye. Yogis under tapas can have a ton come back at once ... so although they 'spent' the pennies, it can come back in a dollar, and quite suddenly.
Another common misconception is that it's ALL karma. So some guy who doesn't bother to fix his car says, "it's my karma that my car broke down, boo-hoo." Well, that's wrong. It's just his own stupidity, called anava in Sanskrit.
Yet another misconception is an excuse not to help ... "Why help that guy, it's his karma to be in that situation." ... Again this is an error ... because it's also your karma to be there noticing, and lack of action is also action, so therefore now some of that will be transferred to you. So in this sense, it's far more about the karma you're creating now, rather than what's been done. The way out of the karmic circle is to stop creating it ... at least the negative stuff. This is called punya, or merit.
So yes, it's the ultimate fairness law. No soul is spared, but neither are we spared from moksha.
Not sure if this will help, and I'm sure there are differing views. There always are.
Another common misconception is that it's ALL karma. So some guy who doesn't bother to fix his car says, "it's my karma that my car broke down, boo-hoo." Well, that's wrong. It's just his own stupidity, called anava in Sanskrit.
Yet another misconception is an excuse not to help ... "Why help that guy, it's his karma to be in that situation." ... Again this is an error ... because it's also your karma to be there noticing, and lack of action is also action, so therefore now some of that will be transferred to you. So in this sense, it's far more about the karma you're creating now, rather than what's been done. The way out of the karmic circle is to stop creating it ... at least the negative stuff. This is called punya, or merit.
So yes, it's the ultimate fairness law. No soul is spared, but neither are we spared from moksha.
Not sure if this will help, and I'm sure there are differing views. There always are.